How to Shop for Your IRA

Deciding to open an IRA is an important step in your retirement planning.  Before you are ready to deposit funds, however, you have some additional decisions to make:

1.  Which type of IRA will you open?

2.  How much will you invest?

3.  How will you invest?

4.  What type of IRA provider will you choose?

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Pros and Cons of Annuities for Retirement Income

Annuities have seen a rise in sales in recent years.  While some financial advisors endorse them heartily, others are cautious, if not outright hostile toward this entire class of investments.  The appeal of annuities is the guaranteed income stream they promise.  Many investors are more hesitant to invest in equities in shadow of the market volatility that unsettled and even decimated many Americans’ retirement plans in too-recent history.  Guaranteed long-term income, even at modest rates of return, can be incredibly appealing.

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Benefits of Professional Financial Services for Your Business

If you are thinking about starting a business or wondering how you can make the one you already own run more effectively, consulting a financial professional can deliver valuable benefits.  A lot of details go into making a business run smoothly, and few business owners have the specific knowledge and experience necessary to properly attend to all of them.  By consulting outside experts about questions such as business structure, taxes, and payroll, you can save yourself time, stress, and the consequences that flow from missteps.

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