Insurance planning is a key aspect of any sound financial strategy. An experienced insurance services professional can help you assess your risks and mitigate them with smart insurance choices. Before you contact any particular insurance company directly, you should consider the various types of insurance you may need and strategize with a qualified insurance service professional to develop a package that minimizes both cost and risk of loss.
A new marriage is an exciting time. It is also a time to look toward the future and think carefully about how you will build your lives together. All couples encounter a variety of challenges and stresses, and navigating through them tests any relationship. Stress over money matters is a common contributor to marital strife and divorce. Start your life together with a strong financial plan, both for your own security and for the sake of marital harmony. For marriage financial planning advice in Des Moines, contact the experts at Boelman Shaw Tax & Financial Planning.
As a small business owner, there are a lot of demands for your time. Some of these make you money, but administrative tasks do not. Payroll administration can eat up a lot of your valuable time, and mistakes can be costly. Entrusting this task to a professional can save you time, money, and stress. Contact our Des Moines office to talk with us about professional payroll services for your business.
Retirement is not a single event; it's a journey. Each stage of it requires a different way of thinking about how you manage your resources. Consider where you are in your journey, and talk with a qualified professional about what you can do now to get the best mileage possible out of your resources.
Are you thinking about retiring? Even with careful planning, the road to a successful retirement is fraught with challenges. You may create a retirement plan that provides what seems like a comfortable income for several years, but it still may fall far short of your actual financial needs. To give yourself the best possible chance at a comfortable retirement, be sure to plan for these obstacles that can put your retirement at risk.
Because making wise investments is a complex task, most people turn to a professional for well-informed advice. With so many different types of financial professionals competing for your business, it is important to understand the key differences between the types of professionals who offer guidance. The various titles you may encounter suggest different levels of education, training, and experience. They may also indicate how the professional is paid, which should be of keen interest to anyone seeking the best possible advice.
A comprehensive estate plan consists of more than just a will. When creating your plan, you should consider the key documents discussed below. You may not need all of them, but understanding the range of choices available to you will allow you to create the plan that best suits your and your family’s individual needs. For expert advice on creating Iowa estate planning documents, contact our Des Moines office.
Thinking about retiring? Careful planning is essential to living comfortably after leaving your career. These are the key factors you will need to consider when deciding when you can retire with confidence and security.
It’s a common problem. You wake up one morning and suddenly realize, I haven’t saved enough for retirement! Des Moines' cost of living is 14% less than the national average but with increased life expectancy and the unexpected costs that come our way, many of us find ourselves nearing retirement age with less saved than we will need to maintain the standard of living we desire. According to a recent survey by the financial services firm Principal, 49% of workers are not too confident or not at all confident that they will have enough money for a comfortable retirement. 50% of workers said that they weren't sure how much to save for retirement. So now that retirement is on your horizon, and you’re waking up to the realization that you have not saved enough, what can you do?
When leaving a job with which you have a 401(k), many factors influence what investment decision will be best for you. It is important to consult with a professional to fully understand your choices. If you live in Des Moines and need professional advice on 401(k) rollovers, call the specialists at Boelman Shaw Tax and Financial Planning.